Banker understand this. The single BTC can be re-loaned multiple times. John to charlie to mike then frank. 1 BTC passed hands in the loan but created 3 BTCs worth of Debt.
The reason banks could issue so much debt with fiat, gold, silver, salt, seashells is because paper IOUs are easier to use. BCH IOUs are not easier to use than BCH.
Have you tried carrying a full scale desktop to your local store, set it down, plug it in, connecting the cables, synchronize the node. It is a real hassle, BCH IOUs (Tabs) way easier.
That is where the Bolt11 address LN name comes from, a reference to the nuts and bolts of battery packs on the backs of real mean, and the LN get its name from the sparks of the plugs.