"if you lose your laptop, there is no way to recover your LN payments, unless you have arranged to send each payment to a trusted paid third-party backup service. Moreover, in order to run your own watchtower (a
feature which will be available in Two Weeks Months Years time) it is not enough to be "tech savy". You also need to sync the blockchain at least every couple of days. If you cannot
afford that, you get only one-way (payment-only) channels. That is the rule now for all LN users with mobile devices. And then there are all the other minor problems of the LN,
What's the point of one-way payment ? The seller that received my money will need to do an on chain transaction to use the money I just gave him or do I misunderstand something ?
I guess so. I think he can't route through you if you can't receive but only send. Just a guess.
like payments failing to go through at a ridiculous high rate..."
It's like the original Bitcoin client that chose random keys. Lose the wallet.dat, lose the coins.
But with bitcoin you can store your keys/seeds, with LN I believe this is not possible because you need to backup every change in your channel/s.
