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1546d
Memo, I have an exciting piece of news so share; I am, effective earlier today, debt free.

I hope all of you have that satisfaction for yourself one day. Now owing anyone is a fine feeling.
replied 1546d
Luckily my religion forbids loans with interest rates.
replied 1543d
oh i hope me too one day to be debt free😊😂
1KevtVTSCNBuh6u9
replied 1545d
CyFrog was listed & disappeared. We're a serious SLP project, t.me/cyfrog cyfrog.cash
token id c8947a3c68dfa4c1c4f5112132b6518aff9b9aa42d823780f52b06c2faf7005e
replied 1545d
How so?
replied 1545d
There were several components to my aforementioned memo. When you ask me “how do”, to what do you refer?
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I asked "how so" as to how so is it possible you are debt free?
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My endgame was a culmination of money management, modest living, not having ANY credit cards and hard work with patience.
replied 1545d
No student loans, no car note, no interest; I don’t owe the system..
replied 1545d
Free water and electricity?
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You’re taking the wind out of my sails, teks.
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Nah, im just trying to further show you more ways to save... Theres a whole division with in my community who doesnt pay a dime for water...
replied 1545d
Good old text based communication as a medium for miscommunication...
Concerning ideas to save on day to day things like water, energy, internet bills, etc, what do you suggest?
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Im not sure if ur suggesting a conference call, but money saving hacks are fun to talk about
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Just projecting over nuance is all.
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At this point you can call it and oldaunce
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You’re a good egg, Teks.

I’m off for a nap.
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I still pay for day to day bills, but large, interest accumulating expenses are all settled. Students loans, vehicles, etc..
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Thats great:)
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Eating 95% of my meals at home and not nursing any addictions to recreational substances helped too.
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I’m not trying to be ostentatious or anything, for the record.
Kaizen
replied 1546d
Congrats
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congratulations.
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Well done - don't live off credit if you can help it!
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To share*
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Congratulations.
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congrats man
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I was hoping at least one of you would congratulate me. I worked very hard to get here.