No. Just because you don't understand how Stellar works, does not make it a scam. You need a 0.5 XLM minimum account balance, which i think was your issue.
You can spin it anyway you want but in the end you are buying the wallet.
Ok. This will be my last message to you. You are either a troll or Stellar killed your whole family and took your dog. Stellar hasnt done anything for you to act that way. Good Dat.
A troll? LMAO. This is a message board paid by BCH.. You are the troll. LMAO. I said I was looking into Stellar and threw it to the dogs after finding out you have to pay for a wallet
Not all banks require a minimum amount. If you are comparing a crypto wallet to a Bank account Then you might as well have a bank account. How do you get your fiat back if you closeIT