The reason banks could issue so much debt with fiat, gold, silver, salt, seashells is because paper IOUs are easier to use. BCH IOUs are not easier to use than BCH.
I tried explaining this to him earlier, but maybe you'll get through to him.
Have you tried carrying a full scale desktop to your local store, set it down, plug it in, connecting the cables, synchronize the node. It is a real hassle, BCH IOUs (Tabs) way easier.
That is where the Bolt11 address LN name comes from, a reference to the nuts and bolts of battery packs on the backs of real mean, and the LN get its name from the sparks of the plugs.