By that logic we wouldn't be able to have computers, since no one can create it alone. We need specialization, but if you specialize, you can't directly create wealth, so no money 4 u?
No, people ORGANISE themselves (like a team), share different tasks as people have different skills,things are thought of, produced, distributed, sold etc because of COLLECTIVE EFFORT.
Alright so how do you distribute resources created between your team? No one wants to do volunteering. Some might not need the resource they created. Some worked more than others.
Workplace democracy. Humans do this naturally but capitalism/Feudalism/Monarchy/Slavery prevents this. People should use their different abilities, skills etc & co-operate not dictate.