So when you open your bank account with a minimum balance, you are "buying" your bank account? This logic sounds very "trolly".
Not all banks require a minimum amount. If you are comparing a crypto wallet to a Bank account Then you might as well have a bank account. How do you get your fiat back if you closeIT
And not all crypto wallets require a minimum. And this was just an analogy. You can remove all except 0.5 XLM, which is about $0.11 USD.
