Think you have it backwards. This is exactly who the IRS will go after to try to make examples. People with money have loopholes the little guys don't.
There seems to be a bug with the faucet. Getting the you can only claim every 12 hours message like it always fails but when I check my transactions it does show up.
Of course they do. If people made sound decisions the scam economy they have built would collapse. Imagine no one buying stuff they don't have the money for. No car, home, college loan