In ancap the word "government" is necessarily pejorative. As if a company or family or other cooperative organization has no governance structure. It's ridiculous and frankly childish.
You say “government is a pejorative” like it’s unearned. Whenever markets & gov compete markets provide a superior product (UPS/USPS). Gov only wins by outlawing competition.
The reason banks could issue so much debt with fiat, gold, silver, salt, seashells is because paper IOUs are easier to use. BCH IOUs are not easier to use than BCH.
I tried explaining this to him earlier, but maybe you'll get through to him.
Sadly, I have no info on that at all. Let's also list everything we like so see developed, here. Maybe we motivate people, or even find ways to recruit people, to create needed tools.
Gamedevs and gamers get together! Submit ideas and concepts, promote your games, ask for support or recruit people. Not limited, but focused on onboarding new BCH users through gaming.
Not being able to have daddy Federal Reserve print you money when you fail may make banks more responsible when using bitcoin. That might make them not too quick to adopt it.
Also, if they lent out Bitcoin directly, not as a basis for their reserves, it would be impossible for them to do fractional reserve banking. Would require an extremely low deafult rat